Conventional, FHA, VA, USDA Loans

Welcome to the official site of Salt City Home Loans. We are a full-service mortgage company based in Salt Lake City, Utah. We specialize in Conventional, FHA, VA, and USDA loans.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of all borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | Conventional Cash Out | HARP | Jumbo

What makes Salt City Home Loans unique is that we offer the following niche programs as well: 3% down with no PMI.

Contact Salt City Home Loans today to discuss your mortgage loan options and find out which loan program will best suit your needs.