Jason Deamer

  • President
  • NMLS: 1784194
  • (801) 308-9228
  • (801) 528-9204
  • (801) 528-9204
  • 1062 E 2100 S Ste 217
  • Salt Lake City, UT 84106
Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City.  I started in the home loan industry over 20 years ago in 2001, and I’ve worked with and learned from some of the best in our industry.
 
Mortgages are so much more than just a means to purchase a home.  When left unmanaged, (which most are) they’re vulnerable to excessive finance charges that could have a dramatically negative effect on your financial comfort come retirement.  Home loans managed appropriately could literally save you hundreds of thousands of dollars over the life of your loan, and shave years off the term of your mortgage. 

With our exclusive technology, we not only build you an affordable home loan, we also manage your home loan parameters for the life of your loan, in a similar way your financial planner manages your long term investment accounts.  We'll be able to identify in real time when your loan will benefit from a program, term, or interest rate change that will save you money down the road.  AND we do all of the interest rate negotiating on your behalf to ensure you always have the lowest interest rate available!  We know it's kinda geeky, consider us your "Mortgage Geek".

We understand that obtaining and managing a home loan is somewhat of a necessary evil for most clients.  We happen to love it, after all we’re mortgage geeks.  We’d like to become your “Mortgage Geek” so you no longer have to think about it.  We’ve got you covered. 

Jason Deamer - President
How Do Mortgage Lenders Decide How Much You Can Borrow?
How Do Mortgage Lenders Decide How Much You Can Borrow?
Dec 1 2021   first time buyer first home first mortgage home loan apply for a first home loan
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors... Read More
How Does a Home Improvement Loan Work?
How Does a Home Improvement Loan Work?
Nov 24 2021   refinance 30 year loan home loan lower mortgage payment
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your... Read More
Which One Is Better? An FHA Or Conventional Loan?
Which One Is Better? An FHA Or Conventional Loan?
Nov 17 2021   first time buyer first home first mortgage home loan apply for a first home loan
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the... Read More
How Much Money Do I Need to Buy My First Home?
"How Much Money Do I Need to Buy My First Home?"
Nov 10 2021   first time buyer first home first mortgage home loan apply for a first home loan
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a... Read More